Commercial Credit Underwriter

We are a values driven organization putting Relationships FIRST. EagleBank (NASDAQ - EGBN) is focused on being Flexible, Involved, Responsive, Strong, and Trusted. By prioritizing meaningful connections with our customers, employees, and shareholders, we relentlessly deliver the most compelling, valuable service to our customers.

EagleBank is committed to inclusion, equity, and respect. We celebrate diversity and intentionally seek out opportunities to learn from one another's experience. We believe employees are essential to the building of relationships and we prioritize investing in employee growth and wellbeing. Employee involvement is fostered through resource groups, mentorship programs, community service, and scholarship opportunities for continued education. With features including maternity and parental leaves, wellness discounts, healthcare premium sharing, employer funding in your HSA account, and 100% 401(k) matching up to 4%, we pride ourselves in the ways we support our internal relationships. The minimum and maximum projected annualized salary for this position is: $100,691.00 to $167,817.60. Additional compensation may be possible based on experience and skills.

The Commercial Credit Underwriter IV underwrites new and existing commercial loans through analysis of borrower's credit history, financial performance, current market trends, collateral, and feasibility. Spreads and analyzes financial statements, real estate spreadsheets, tax returns, A/R & A/P agings and proformas/forecasts for C&I, SBA, B2B loan requests. The Commercial Credit Underwriter IV will be assigned the largest and most complex deals and assist with smaller deals as required. The number of analyst tasks will be greater and the degree of difficulty will be the highest versus peers in level I through III. Supports Lending Department by providing personal and business credit reports, property values based on third party data and industry analysis as needed. Mentors lower level Underwriters.

Requirements:

Bachelor's Degree in Arts/Sciences (BA/BS) in Business, Finance, Economics or related field required in lieu of 3 additional years of experience in commercial credit, financial statement analysis and formal credit training
• Training in financial spreading software
• 7 years commercial credit and financial statement analysis; performing narrative financial summaries or loan analysis; in-house or formal credit training counts towards one year

Preferences:

• Completion of Formal Credit Training
• 2 years commercial real estate credit experience
• General working knowledge of MS Office
• Knowledge of credit process and underwriting guidelines
• Excellent verbal and written communication skills
• Strong logic and math skills

Don't meet all the requirements? We encourage you to still apply if you think you are the right person to join our community. We are always interested connecting with people inspired by our mission and values. If you aren't hired for this position, your resume will remain available for the next year and might be considered for future openings. Note: You can update your resume as often as needed.