New 
Credit Risk Manager - Orlando, FL
 Valley National Bank | |
 United States, Florida, Orlando | |
 Dec 18, 2025 | |
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Responsibilities include but are not limited to:
* Prepares a full credit package for complex loan requests generally involving loan exposure in excess of $10 million, which shall include an in depth high quality credit analysis covering financial analysis, cash flow analysis, collateral assessment, evaluation of repayment sources, assessment of the loan structure and assignment of a risk rating. * Performs global analysis of large exposure customers within the commercial loan portfolio with duties including: * Gathering data via collaborative efforts with loan officers and/or customers for large exposure global reviews. Such information shall include global cash flows, financial statements, tax returns and K-1 schedules as well as credit files, officer's memos and appraisal reports. * Analysis of data gathered to identify and assess trends, issues and concentrations within the customer relationship. * Preparation of high quality, well written reports assessing risk exposure, credit quality and risk outlook within each large exposure relationship. * Assists the Team Leader in the supervision of junior members of the team by providing training and guidance to the staff. * Ensures loan structure is consistent with Loan Policy. * Identifies credit policy exceptions and incorporates suitable mitigants into the credit package. * Proactively communicates with Loan Officers during the underwriting process. * Conducts and participates in customer meetings/conference calls. * Participates in department projects as requested. | |